MC Bookstore 41: Paying off debts
41: Paying off debts
Han Wen said goodbye to Gu Amei and returned to Ningning Typing Shop. He still didn't open for business, but went straight upstairs to start cooking.
After the food was prepared, he sat down at the table alone to eat. Then, he opened a bottle of beer and took a big gulp.
Han Wen was alone in the room, which was very quiet. A sudden feeling of loneliness welled up inside him, making him miss Zhou Ning even more.
"It will be alright, everything will be alright," Han Wen muttered to himself, then cleared away the dishes.
After cleaning the room, Hanwen pulled out the cardboard box from under the bed and opened it. Then, he leaned against the headboard and began to read the letter.
Perhaps it was luck, or perhaps it was destiny, but Han Wen unexpectedly stumbled upon a letter written to him by the future great talent, Xu Cairen.
A talented woman is indeed a talented woman. A letter can span several pages and contain nearly a thousand words. Her writing style and emotional depth are not to be underestimated.
At this time, Xu Cairen was actually not very old, but her talent had already begun to show. She was truly an extraordinary person, no wonder she would achieve great success later in life.
After reading the letter from the talented Xu Cairen, Han Wen found reading other readers' letters tasteless and uninteresting.
After such a long train ride and running around looking for Gu Amei, Han Wen was actually quite tired and weary.
He opened his suitcase, carefully stored Xu Cairen's letter separately, and then lay down to rest.
Han Wen slept until it was fully light before waking up. He got up, washed up, and went out to buy breakfast. Then, he opened his shop to do business.
Although business at Dingding Typing Shop was not as good as before, it was still booming. Han Wen was so busy that he lost track of time.
Around nine o'clock, Zhou Yu finally arrived on his bicycle. He walked into the store and threw a notebook in front of Han Wen: "This is the IOU you wrote back then, given to me by my mother."
She said, "If you have money, transfer it to me as soon as possible. If you don't have money, then you'll be facing a lawsuit."
Because the six-month period she promised Ningning has expired. Even if you take legal action, there's nothing Ningning can do.
It includes the bank card number and the issuing bank—Industrial and Commercial Bank of China (ICBC). There's a branch there, not far away.
Han Wen had seen this notebook before; it was the one Zhou Ning had given him.
He opened his notebook, looked at it carefully, and found that the total amount of the loan had been calculated. The interest rate was also noted.
"My mom did the math last night. If you're worried about errors, you can double-check it," Zhou Yu explained, sighing with some helplessness. "As for the interest, that's what Ningning agreed to when she borrowed the money."
Moreover, it included usurious loans and private capital. Given the passage of time, this is no small sum.
My family isn't exactly wealthy, so it's really difficult for us to bear such high interest rates. Therefore, please don't blame my mother for being so businesslike.
She's a teacher and a lawyer, a bit rigid, and used to doing things this way; there's nothing I can do about it.
"It's alright." Han Wen shook his head: "Brother, could you please watch the shop for a moment? I'll go to the bank now."
If all goes well, the money should arrive in your account within 1-2 days. Then, just have your aunt check with the bank.
"Ningning would be so happy if she knew you could pay back these debts. It would mean she didn't misjudge you and that she didn't do anything wrong." Zhou Yu nodded and didn't argue with Han Wen: "Han Wen, let me tell you, as long as you pay back the money, I can continue to rent this shop to you."
However, business on the street has improved significantly recently, so the rent will increase. Also, you'll need to buy the equipment here.
I know this condition is a bit harsh, but if you're willing to rent, I can give you a discount on the equipment, so you won't lose out.
If you're not willing, or feel it's not worth it, I won't force you.
"No, I'll rent it," Han Wen said directly, agreeing immediately.
"Take a look at this. This is my newly drafted lease agreement." Seeing that Han Wen was willing to rent, Zhou Yu took out a piece of paper from his pocket and handed it over: "If you have no objections, you can sign and put your fingerprint on it directly. Anyway, the shop has everything, so it's very convenient."
Han Wen nodded, took the contract and glanced at it briefly. It was very professional, with no traps or excessive clauses.
He picked up a pen, signed his name, and then took out inkpad to press his fingerprint.
After finalizing the contract, Han Wen took his ID card and went directly to the nearby Industrial and Commercial Bank of China.
Although banks do not yet offer VIP services, Han Wen, who holds tens of millions in assets, is definitely a key customer or even a gold customer for banks.
In fact, with his current wealth, he only needs to make a phone call to the bank, and the bank will send someone to his door to provide him with services.
Unfortunately, Han Wen was a penniless man in his previous life and never enjoyed the VIP services of a bank.
Although he has achieved financial freedom after his rebirth, he has not yet successfully completed the transformation in his identity and status. The same goes for his lifestyle.
Actually, Han Wen has always been a bit of a loser. It's just that he's read a lot of books and written a few himself, so he seems to have a decent demeanor and character.
After spending more than an hour in the bank, Han Wen successfully completed the transfer.
The transfer itself didn't take much time; it was mainly the enthusiastic female customer service manager at the bank who caused the delay.
Han Wen returned to the typing shop and was pleasantly surprised to find that Gu Amei had already arrived. Zhou Yu, however, was nowhere to be seen.
"Xiao Meizi, why did you get here so quickly?" Han Wen asked with concern, "Did you write your resignation letter? Was it approved? What about your salary and bonus? Did they calculate them for you?"
"Brother Han, I'm a tycoon with 50,000 yuan in my hands now, why would I care about that little bit of salary and bonus?" Gu Amei was extremely proud and snorted, "I did write a resignation letter, but the store manager wouldn't approve it."
Ugh, why should I? I only get so little money a month, and they still want to keep enslaving me. How annoying!
In a fit of anger, I fired him. Then, without hesitation, I came here to seek refuge with you.
"Speaking of 50,000 yuan, I remember now. Xiao Meizi, do you have a bank card?" Han Wen asked with a smile.
"I don't have a bank card or a passbook," Gu Amei said helplessly. "Brother Han, I'm not an adult yet, and the bank is unwilling to open an account or issue me a card."
After Gu Amei's reminder, Han Wen realized that the other person was indeed quite young. Initially, she had always kept her salary hidden on her person.
Later, she had too much money, almost 10,000 yuan, and she was afraid of losing it or having it stolen, so she asked Zhou Ning to deposit it in the bank for her.
Fortunately, child labor didn't exist in those days; children could go out to work after they turned 16. Otherwise, Han Wen's hiring of Gu Amei would have been illegal.